How to Open a Domiciliary Account at Zenith Bank, Step by Step

A Zenith Bank domiciliary (“dom”) account lets you hold and move dollars, pounds or euros — the foundation for receiving foreign payments, paying abroad or saving in a stronger currency. The process below applies at most Nigerian banks.

What you need

• A valid ID and your BVN.
• Proof of address and passport photographs.
• An existing Zenith account helps but isn’t required.

The steps

• Apply via the Zenith app, internet banking or a branch; pick the currency (USD/GBP/EUR).
• Complete the form and submit your documents and BVN.
• Fund it with genuine foreign currency — a transfer in, or a cash deposit where permitted.

Using it well

Use it to receive money from abroad cleanly, pair it with a dollar card for online spend, and convert to naira at the live USD to Naira rate rather than accepting a weak rate. Compare the steps at Access Bank.