tradeNAIRA Bills · Family support abroad

“Pay my sister’s UK electricity bill.” Consider it done.

Not subscriptions — actual bills. Electricity, rent, a mortgage payment, an insurance premium, a hospital bill, school fees, taxes. Thousands of Nigerian families quietly hold up loved ones abroad, and the money shouldn’t be the hard part. Send us the bill; we pay the biller directly with their account reference, and you both get the confirmation.

Estimate first

Any bill, any currency, one naira figure

Pick the currency your loved one’s bills come in, tick the bills you cover, and set the actual amounts. Your exact quote — checked against the real bill — comes on WhatsApp before anything is paid.

Their bills are in

Home & living

⚡£
🏠£
🏦£
🛡£

Life’s bigger bills

+£
🎓£
⚖£
🧾£
Why this is different from sending money

A late bill abroad costs more than the bill

Pain 01

Lateness compounds over there

A missed utility payment risks disconnection fees. A late mortgage or insurance payment marks your relative’s credit record for years. Abroad, punctuality isn’t politeness — it’s the financial system keeping score on the person you love.

Pain 02

Sending money isn’t paying the bill

The usual route — transfer to your relative, wait, hope they pay it in time — adds days, fees and anxiety at both ends. And when the transfer stalls, it’s the bill that goes unpaid while everyone refreshes their banking app.

Pain 03

Every month, a different naira price

Supporting someone monthly means re-living the exchange rate twelve times a year, never sure what the same £86 bill will cost you this time — and finding out only after the money has left.

How we do it instead: you send the bill, we quote it in naira, and on your go-ahead the payment goes to the biller directly, executed through our regulated payment partners, — the utility, the landlord’s account, the hospital, the school — with your relative’s account or invoice reference attached, so it lands against their name immediately. The confirmation comes to you on WhatsApp, and we’ll happily forward it to them too. For monthly support, we track the due dates and prompt you before each one, quoted fresh each time so there’s never a surprise.
Protect your money and your people

Support smart. Verify everything.

✓ Do

Get the actual bill, pay ahead of the date

Always work from the real bill or invoice — the PDF, the account number, the exact amount. It’s what lets the payment carry the right reference and land against your relative’s account instead of floating in a biller’s suspense file. Then pay a few days ahead of the due date, so any hiccup has room to be fixed before lateness starts costing.

Covering someone every month? Set it up once with us — the due dates, the billers, the references — and treat the reminders as your calendar. Keep every confirmation; they’re your family’s proof of payment.

✕ Don’t

Never pay a bill you haven’t verified by voice

The “relative in sudden crisis abroad” is one of the oldest scam formats alive: an urgent message, a hospital or legal bill, pressure to pay right now — from a hacked account or a stranger playing family. Before any urgent, unexpected bill, call or video-call the person yourself. Not a text back — a voice you recognise. Two minutes of checking beats months of regret.

And if someone you’ve only ever met online asks you to pay their bills — stop. That’s not support; that’s the script. We’d rather lose the payment than process that one, and we’ll tell you the same in the chat.

Send a bill

They handle life over there. You handle this from here.

Fill this in and we’ll open WhatsApp with your request ready to send — who it’s for, where, and which bills. Attach the bill itself in the chat, get your naira quote, and it’s paid on your go-ahead. Bills due inside 72 hours jump the queue.

✓Quote first, always. Checked against the actual bill, on WhatsApp, before anything is paid.
✓Paid to the biller, not into limbo. Direct to the utility, landlord, hospital or school — with your relative’s reference attached.
✓Confirmation for both of you. Forwarded to you the moment it’s paid — and to them, if you’d like.
Send a bill on WhatsApp · Quote is free

By sending you agree to be contacted on WhatsApp and by email about this service, and to receive the Naira Briefing. Nothing is paid until you approve the quote. We never sell your data.

🤝

Opening WhatsApp…

Your request is ready to send — attach the bill in the chat. If nothing opened, tap here to start the chat.