How to Send Money from Nigeria to Turkey: Methods, Rates and Rules

16 October 2026 - Naira Briefing

Istanbul has become a major sourcing hub for Nigerian traders in fashion, textiles and household goods, so naira-to-Turkey transfers are common for supplier payments as well as tuition and travel. The cost turns on the rate and whether the purpose is documented.

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The ways to send

  • Bank wire for trade payments, tied to your Form M.
  • An FX partner — to settle a supplier in lira or dollars.
  • Apps where supported, for smaller amounts.

Lira or dollars?

Many Turkish suppliers quote in dollars or euros rather than lira, so you may be converting USD to Naira or EUR to Naira rather than NGN→TRY. The lira is volatile, so lock the terms before paying. See sending abroad for the broader rules.

Paying a supplier in Turkey? Message us — we settle in lira, dollars or euros at a market-based rate, documented.
Paying into Turkey?
We settle supplier payments in lira, dollars or euros at a market-based rate, documented.
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Tools to take this further
Send-money calculator
See how much naira actually arrives when money is sent home.
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What a poor rate and fees really cost against the market rate.
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