How to Send Money from Nigeria to Japan: Methods, Rates and Fees

16 October 2026 - Naira Briefing

Trade in vehicles and electronics drives naira-to-Japan transfers. Japan uses the Japanese yen (JPY), so the cost of a transfer comes down to the rate you get and whether the purpose is documented.

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The ways to send

  • Apps — naira in, Japanese yen out to a bank or wallet where supported.
  • Bank transfer for documented purposes such as trade, tuition or travel.
  • An FX partner for larger, business-size payments.

Rate and documentation

Many payments settle in dollars rather than yen directly, so compare the amount delivered and tie trade payments to your Form M.

Sending money to Japan from Nigeria? Message us — we settle at a market-based rate, documented.
Sending money to Japan?
We handle Nigeria-to-Japan payments at a market-based rate, documented.
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