How to Open a Domiciliary Account at Titan Trust Bank: Steps and Rates

16 October 2026 - Naira Briefing

A Titan Trust Bank domiciliary account lets you hold USD, GBP or EUR without converting to naira straight away — useful if you receive from abroad, pay suppliers or save in hard currency. Titan Trust is a newer bank that has grown through acquisition, serving retail and business customers. The steps mirror other banks, so pair this with our domiciliary account guide.

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What you need

  • Valid photo ID, BVN and passport photos.
  • Proof of address and the account-opening form.
  • For businesses, your incorporation documents.

Funding and the conversion rate

Inward transfers arrive in their original currency; the cost appears when you convert naira in or dollars out, and the bank rate can trail the market — see how banks price FX. A dom account gives timing control, but the conversion is where the money is. Compare against the live USD rate.

Converting for a dom account? Message us — we settle naira-to-dollar both ways at a market-based rate.
Converting for a dom account?
We handle naira-to-dollar both ways at a market-based rate, cleanly.
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Related guides
Tools to take this further
Savings & dollar-hedge calculator
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Dollar-cost-averaging calculator
Spread naira-to-dollar conversions and smooth the average rate.
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