Send Money to Nigeria from China: Methods, Rates and Rules

16 October 2026 - Naira Briefing

Nigerians working, studying or trading in China send money home regularly, and businesses settle balances the other way. How much naira arrives depends on whether you convert from yuan or dollars and the rate you get.

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Edit the message below and tap send — we reply with the current rate and can handle the transfer end to end.

The main channels

Remittance apps where supported — yuan or dollars in, naira out.
Bank wire — for larger, documented amounts.
An FX partner — to convert at a market-based rate.

Yuan or dollars?

Many China-to-Nigeria transfers settle via dollars rather than yuan directly, so compare the naira delivered, not the fee. The reverse trade flow — paying Chinese suppliers — is covered in paying Chinese suppliers and importing from China.

Sending money from China to Nigeria? Message us — we convert at a market-based rate, more naira delivered.

Sending money home from China?

We convert yuan or dollars to naira at a market-based rate.

Get a rate Try the send-money calculator

Related guides

Tools to take this further

Import & landing cost calculator

The true naira cost of imported goods: supplier price, shipping, duty and clearing.

Send-money calculator

See how much naira actually arrives when money is sent home.

Remittance true-cost calculator

What a poor rate and fees really cost against the market rate.

See all money tools ›