Rates, policy and honest context - the blog behind the market terminal.
A plain guide to dollar-denominated investments for Nigerians: eurobonds, dollar mutual funds, foreign stocks, the risks, and how FX fits in. Not advice.
A practical guide to protecting Nigerian savings from devaluation: why naira cash loses value, hard-currency hedging, and spreading your risk. Not advice.
A practical guide to budgeting in naira when prices follow the dollar: separating fixed from FX-exposed costs, building a buffer, and planning big buys.
A plain guide to how global oil prices affect the naira: the path from crude to reserves to the exchange rate, and why diversification matters.
A plain guide to Federal Government of Nigeria (FGN) bonds: what they are, how they differ from treasury bills, the returns, and the link to the naira.
A plain guide to Nigerian Treasury Bills (NTBs): what they are, how they work, the returns, and how they connect to interest rates and the naira.
A plain guide to how Nigeria's federal budget affects the naira: the oil-price assumption, deficits and borrowing, and why the budget moves the currency.
A plain guide to 'Dutch disease' and Nigeria: how oil wealth can crowd out other industries, hurt the naira's balance, and why diversification matters.
A plain guide to hedging FX risk for Nigerian importers: why the naira moving hurts, the tools (forwards, holding FX), and practical steps.
A plain guide to bank guarantees in Nigerian trade: what they are, how they protect buyers and sellers, types, and where FX fits in.
